Forum Forum MESA !! Strona Główna
 Strona glówna  •  FAQ  •  Szukaj  •  Użytkownicy  •  Grupy  •  Galerie  •  Rejestracja  •   Profil  •  Zaloguj się, by sprawdzić wiadomości  •  Zaloguj 
cheap Shox TL8Accounts Receivable Financing- How T 
Napisz nowy temat   Odpowiedz do tematu    Forum Forum MESA !! Strona Główna -> Typer
Zobacz poprzedni temat :: Zobacz następny temat  
Autor
Wiadomość
jayps1m6otan
KLASA C



Dołączył: 26 Maj 2011
Posty: 7
Przeczytał: 0 tematów

Ostrzeżeń: 0/5
Skąd: England

PostWysłany: Pią 3:10, 27 Maj 2011  

y people grew up reading Superman comics for fun. Ask yourself [link widoczny dla zalogowanych], would it be wonderful (think of this as a metaphor) if your B2B business was faster than a speeding bullet, more powerful than a locomotive and able to leap tall buildings in a single bound? Would your business benefit if you could always have the cash from your invoices when you needed it? Would your business benefit if cash available for growth was virtually unlimited? Would your business benefit if you could leap over your cash flow problems to provide more products or services to you customers?
In general, the larger your customers are, the slower they pay your invoices. It's like the old joke, Question: Where does a gorilla sit? Answer: Anywhere it wants to. For example, a small sound engineering company was engaged to provide sound effects for a major motion picture production studio. When asked to comment on their experience working with such a prestigious client, the owner said: fear the ears.
It simply is a universal trend that your largest customers may be the slowest to pay you. Do you have to wait 60 to 90 days to be paid by your largest commercial or government customers? If so, accounts receivable financing may be the answer to your cash flow problems.
There are several advantages to accounts receivable financing compared to regular bank financing. Your current credit score, or your company's credit, is not an issue because the financing entity relies on the creditworthiness of your customer. In fact, some companies that are in the Special Assets division of a bank (which is a euphemism for being asked to leave the Bank are prime candidates for accounts receivable financing. At another extreme [link widoczny dla zalogowanych], some companies that are in a Chapter 11 Bankruptcy proceeding, (called Debtor's in Possession) can obtain accounts receivable financing with the express permission of the Bankruptcy court.
Accounts receivable financing will grow in terms of your credit limit as your company grows. So if you are with the right commercial finance company [link widoczny dla zalogowanych], your growth is potentially unlimited. Compare this with regular bank financing which looks at your current situation and your past two years operating history.
Many entrepreneurs are optimistic, energetic and very positive in their predictions about their future. Bank analysts are trained to look at worst case scenarios. Every Bank has to undergo a periodic Safety and Soundness Examination. Part of this process is a team of federal regulators second guessing every loan decision where the bank has granted credit.
There's a lot of truth to the old adage that bank's will only lend money to people who don't need it. Banks do not want to suffer the penalties that may be imposed by the federal regulators if they found to have made a bad loan. So the standards and perspectives of Banks and Commercial Finance Companies are very different.
Accounts receivable financing can provide you with the cash you need within a day or two of your invoicing your customer. Some commercial finance companies have very sophisticated internet based submission systems. You submit the invoice electronically; it is reviewed and verified; and the agreed upon cash advance is wired to you the very same day. Other companies use a paper fax based system but the results are very similar.
Accounts receivable financing terminology can be confusing. The following words have essentially the same meaning: accounts receivable financing, factoring, receivables factoring, factor invoices, discount factoring, asset based lending (usually associated with very large transactions).
The bottom line: if your customers are paying you too slowly, and this is limiting your business growth potential or profits, you should consider accounts receivable financing.
Copyright 2007 Gregg Financial Services


Post został pochwalony 0 razy
Powrót do góry
Zobacz profil autora
Wyświetl posty z ostatnich:   
Napisz nowy temat   Odpowiedz do tematu    Forum Forum MESA !! Strona Główna -> Typer Wszystkie czasy w strefie EET (Europa)
Strona 1 z 1
   
 
Opcje 
Zezwolenia Opcje
Kto jest na Forum Możesz pisać nowe tematy
Możesz odpowiadać w tematach
Nie możesz zmieniać swoich postów
Nie możesz usuwać swoich postów
Nie możesz głosować w ankietach
Kto jest na Forum
 
Jumpbox
Kto jest na Forum
Skocz do:  


fora.pl - załóż własne forum dyskusyjne za darmo
Theme FrayCan created by spleen & Download
Powered by phpBB © 2001, 2005 phpBB Group
Regulamin